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Big Island FCU
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Term Share Certificates


Certificate Special Offer
Rate effective as of September 1, 2023

6-Month Share Certificate $500.00 4.59%

For more information, please call 808-935-9778.

*APY=Annual Percentage Yield. Special Certificate rate is applicable for 6-Month term only. Rate is accurate as of September 1, 2023. A minimum deposit amount of $500.00 is required for certificate. Big Island FCU has the right to end or modify this offer at any time, rate subject to change without notice. Dividends are paid monthly. Additional deposits to certificates are not allowed. Penalties apply for early withdrawals. Members must qualify under Big Island FCU’s membership guidelines. Other restrictions apply. Contact any Big Island FCU branch for more information.


Maximize your savings potential with a Term Share Certificate. Our Term Share Certificates earn higher dividends than our regular Share Account, with fixed rates for guaranteed returns.

  • $500.00 minimum deposit to open
  • Lock in to a higher dividend rate
  • Terms available: 6 months, 12 months, 18 months, 2 years, 3 years, 4 years and 5 years
  • Dividends can be posted to your Term Share Certificate or another Big Island FCU account
  • Security of a fixed dividend rate that does not change with the market
  • Early withdrawal penalties may apply


current rates