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Big Island FCU
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Term Share Certificates


Maximize your savings potential with a Term Share Certificate. Our Term Share Certificates earn higher dividends than our regular Share Account, with fixed rates for guaranteed returns.

  • $500.00 minimum deposit to open
  • Lock in to a higher dividend rate
  • Terms available: 6 months, 12 months, 18 months, 2 years, 3 years, 4 years and 5 years
  • Dividends can be posted to your Term Share Certificate or another Big Island FCU account
  • Security of a fixed dividend rate that does not change with the market
  • Early withdrawal penalties may apply


current rates