Term Share Certificates
Maximize your savings potential with a Term Share Certificate. Our Term Share Certificates earn higher dividends than our regular Share Account, with fixed rates for guaranteed returns.
- $500.00 minimum deposit to open
- Lock in to a higher dividend rate
- Terms available: 6 months, 12 months, 18 months, 2 years, 3 years, 4 years and 5 years
- Dividends can be posted to your Term Share Certificate or another Big Island FCU account
- Security of a fixed dividend rate that does not change with the market
- Early withdrawal penalties may apply