This website requires Javascript to function properly.

See All | Contract
Big Island FCU
  Online Banking Mobile Banking Login

Term Share Certificates


 Share Certificate Specials
 Rates Effective: May 15, 2018

Product Minimum Deposit APY*
1 Year Certificate $500 1.11%
5 Year Certificate $500 1.76%
*APY=Annual Percentage Yield. Special Share Certificate rates are applicable for 1 year and 5 year terms only. Rates are accurate as of May 15, 2018. Big Island FCU has the right to end or modify these offers at any time, rates subject to change without notice. A minimum deposit amount of $500 is required for all certificates. Dividends are paid monthly. Penalties apply for early withdrawals. Members must qualify under Big Island FCU’s membership guidelines. Other restrictions apply. Contact any Big Island FCU branch for more information.

For more information, please call 808.935.9778


Maximize your savings potential with a Term Share Certificate. Our Term Share Certificates earn higher dividends than our regular Share Account, with fixed rates for guaranteed returns.

  • $500.00 minimum deposit to open
  • Lock in to a higher dividend rate
  • Terms available: 6 months, 12 months, 18 months, 2 years, 3 years, 4 years and 5 years
  • Dividends can be posted to your Term Share Certificate or another Big Island FCU account
  • Security of a fixed dividend rate that does not change with the market
  • Early withdrawal penalties may apply

current rates