Share Draft Account

We know how important your checking account is. That’s why we've designed our Share Draft Account to be a fast, simple and convenient way to access your money.

• Our Big Island FCU Visa^® Debit Card gives you 24-hour access to your Share and Share Draft Accounts. It gives you the convenience of a checkbook and an ATM card all in one.
• Earn UChoose Rewards^® when make purchases using your Big Island FCU VISA^® Debit Card. You can also earn more points by shopping at participating national, regional, local and online merchants. Points can then be redeemed for just about anything, it's that easy!
• Have peace of mind with Overdraft Protection. Overdraft Protection by Shares can be added for convenience. Overdraft Protection can also be provided by a revolving line of credit*.
• Online Banking and Mobile Banking, including FREE Bill Pay!
• Sign up for Visa Purchase Alerts and stay up-to-date on all of your transactions
• Direct deposit and payroll deduction available
• Unlimited check writing

*Members must qualify under BIFCU’s membership & lending guidelines.