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GradVantage College Account

Our GradVantage College Account* is specially tailored to meet the needs of college students.

  • Open your Share Account (Savings) with $50.00, plus a one-time $1.00 membership fee.
  • No monthly service fee on Share and Share Draft Accounts
  • $50.00 minimum balance earns dividends
  • Dividends are calculated on the average daily balance and paid monthly
  • No monthly service fee on Share Draft Account (Checking)
  • Our Big Island FCU VISA® Debit Card gives you 24-hour access to your Share and Share Draft Accounts. It gives you the convenience of a checkbook and an ATM card all in one.
  • Earn UChoose Rewards® when make purchases using your Big Island FCU VISA® Debit Card. You can also earn more points by shopping at participating national, regional, local and online merchants. Points can then be redeemed for just about anything, it's that easy!
  • Unlimited access to a variety of our electronic services; Online Branch, Mobile Banking, Online Lending, Online Bill Pay, eStatement and Account Alerts.
  • Unlimited FREE checks
  • No charge for incoming wires

*Our GradVantage College Account is available to all part-time and full-time college students. To open an account and start taking advantage of all these great benefits, simply visit any Big Island FCU branch nearest you and bring in a valid ID and a copy of your college registration. Thereafter, all that is required to maintain GradVantage Account status and to continue receiving these benefits is to bring in a copy of your college registration each semester.