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Big Island FCU
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Optional Loan Protection



Life can take some unexpected turns.  That's why there's Debt Protection with Life Plus.

Financial Protection for the unexpected – protect the ones that matter most.

Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:

  • Involuntary Unemployment
  • Disability
  • Death

For additional protections, Life Plus can extend your Debt Protection with Life Plus to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent 

Things to know about Debt Protection with Life Plus:

  • It’s easy – Simple to apply for.
  • It’s budget-friendly – Comfortably fits into your monthly payment.
  • It puts you at ease – Rest easy, knowing you may be taken care of in so many problem situations.

Take an important step toward financial security. Ask Big Island Federal Credit Union about Debt Protection with Life Plus today. 

*Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
DP-3415592.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.



Will you owe more on your vehicle loan than your vehicle is worth?

MEMBER'S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by Big Island FCU.  In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums.  For more information, call or visit the Credit Union.