New Autos** |
Effective Date: Thursday, June 1st, 2023 |
100% financing available |
Term | APR* |
Up to 3 Years |
As low as 2.95% |
4 Years |
As low as 2.95% |
5 Years |
As low as 3.95% |
6 Years |
As low as 4.95% |
7 Years |
As low as 5.45% |
*The ANNUAL PERCENTAGE RATE (APR) you receive for the above subaccounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Rates are subject to change without notice. Please ask the Credit Union for the rate you qualify for. |
**.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing. |
Pre-Owned Autos** |
Effective Date: Thursday, June 1st, 2023 |
Autos up to 5 years old |
Term | APR* |
Up to 3 Years |
As low as 3.95% |
4 Years |
As low as 4.95% |
5 Years |
As low as 5.45% |
6 Years |
As low as 5.95% |
*The ANNUAL PERCENTAGE RATE (APR) you receive for the above subaccounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Rates subject to change without notice. Please ask the Credit Union for the rate you qualify for. |
**.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing. |
Personal Loans** |
Effective Date: Thursday, June 1st, 2023 |
Up to $25,000 |
Term | APR* |
Up to 3 Years |
As low as 4.50% |
4 Years |
As low as 5.50% |
5 Years |
As low as 6.25% |
*The ANNUAL PERCENTAGE RATE (APR) you receive for the above subaccounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Rates subject to change without notice. Please ask the Credit Union for the rate you qualify for. |
**.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing. |
Secured Loans |
Effective Date: Thursday, June 1st, 2023 |
Types of Secured Loans |
Loans Secured by Shares |
The Annual Percentage Rate (APR) will be the dividend rate being paid on Regular Shares (index) on the date of the advance plus a margin of 2%. Thereafter, the rates are subject to change on the first day of each month to reflect any change in the index. |
Loans Secured by Term Share Accounts (Certificates) |
The Annual Percentage Rate (APR) will be the dividend rate being paid on the Share Certificate offered as security plus 2%. |
Personal Line of Credit |
Effective Date: Thursday, June 1st, 2023 |
Name | APR* |
Personal Line of Credit |
As low as 9.50% |
Overdraft Protection |
Effective Date: Thursday, June 1st, 2023 |
Name | APR* |
Overdraft Protection |
As low as 10.00% |
Home Equity Line of Credit |
Effective Date: Thursday, June 1st, 2023 |
Please call us for current rates. |