| New Autos** |
| Effective Date: Thursday, June 1st, 2023 |
| 100% financing available |
| Term | APR* |
| Up to 3 Years |
As low as 2.95% |
| 4 Years |
As low as 2.95% |
| 5 Years |
As low as 3.95% |
| 6 Years |
As low as 4.95% |
| 7 Years |
As low as 5.45% |
| *The ANNUAL PERCENTAGE RATE (APR) you receive for the above subaccounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Rates are subject to change without notice. Please ask the Credit Union for the rate you qualify for. |
| **.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing. |
| Pre-Owned Autos** |
| Effective Date: Thursday, June 1st, 2023 |
| Autos up to 5 years old |
| Term | APR* |
| Up to 3 Years |
As low as 3.95% |
| 4 Years |
As low as 4.95% |
| 5 Years |
As low as 5.45% |
| 6 Years |
As low as 5.95% |
| *The ANNUAL PERCENTAGE RATE (APR) you receive for the above subaccounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Rates subject to change without notice. Please ask the Credit Union for the rate you qualify for. |
| **.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing. |
| Personal Loans** |
| Effective Date: Thursday, June 1st, 2023 |
| Up to $25,000 |
| Term | APR* |
| Up to 3 Years |
As low as 4.50% |
| 4 Years |
As low as 5.50% |
| 5 Years |
As low as 6.25% |
| *The ANNUAL PERCENTAGE RATE (APR) you receive for the above subaccounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Rates subject to change without notice. Please ask the Credit Union for the rate you qualify for. |
| **.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing. |
| Secured Loans |
| Effective Date: Thursday, June 1st, 2023 |
| Types of Secured Loans |
| Loans Secured by Shares |
| The Annual Percentage Rate (APR) will be the dividend rate being paid on Regular Shares (index) on the date of the advance plus a margin of 2%. Thereafter, the rates are subject to change on the first day of each month to reflect any change in the index. |
| Loans Secured by Term Share Accounts (Certificates) |
| The Annual Percentage Rate (APR) will be the dividend rate being paid on the Share Certificate offered as security plus 2%. |
| Personal Line of Credit |
| Effective Date: Thursday, June 1st, 2023 |
| Name | APR* |
| Personal Line of Credit |
As low as 9.50% |
| Overdraft Protection |
| Effective Date: Thursday, June 1st, 2023 |
| Name | APR* |
| Overdraft Protection |
As low as 10.00% |
| Home Equity Line of Credit |
| Effective Date: Thursday, June 1st, 2023 |
| Please call us for current rates. |
