Secured Loans
Share Secured Loans
- Members may borrow up to 100% of the balance in their Share Account*
- Low interest rates, 2% above current Share rate
- Flexible terms available up to 120 months
- Funds in your Share Account will continue to earn dividends
- Funds pledged until the loan is repaid
- Eligible for Debt Protection with Life Plus
Term Share Certificate Secured Loans
- Members may borrow up to 100% of the balance in their Term Share Certificate*
- Fixed interest rates, 2% above current Term Share rate
- Loan term equal to Term Share Certificate term
- Eligible for Debt Protection with Life Plus
Call us at 808-935-6665 for more information.
*Members must qualify under BIFCU’s membership & lending guidelines.