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Secured Loans

Share Secured Loans

  • Members may borrow up to 100% of the balance in their Share Account*
  • Low interest rates, 2% above current Share rate
  • Flexible terms available up to 120 months
  • Funds in your Share Account will continue to earn dividends
  • Funds pledged until the loan is repaid
  • Credit Life and Credit Disability coverage available

Term Share Certificate Secured Loans

  • Members may borrow up to 100% of the balance in their Term Share Certificate*
  • Fixed interest rates, 2% above current Term Share rate
  • Loan term equal to Term Share Certificate term
  • Credit Life and Credit Disability coverage abailable

Call us at 808-935-6665 for more information.

*Members must qualify under BIFCU’s membership & lending guidelines.